Checking your balance regularly is a basic part of managing money. Uttar Bihar Gramin Bank (UBGB), a regional rural bank, gives its customers several simple ways to do it. Here are the main options.

1. Internet banking
With internet banking you can view your balance at any time. To get started, register at your UBGB branch to receive your user ID and password. Then:
- Go to the bank’s official website, https://www.ubgb.in/.
- Choose Internet Banking or Login.
- Enter your login name and password.
- Open the account balance section to see your balance and transaction history.
2. Mobile banking app
UBGB offers a mobile app for Android and iOS. After you install it:
- Open the UBGB app.
- Log in with your credentials.
- Tap Account Balance.
- Your available balance appears on the screen.
3. SMS banking
SMS banking suits basic phones. Make sure your mobile number is registered with the bank, then send an SMS in the format given by the bank to its official SMS banking number. You will receive a reply with your balance. Check the exact format and number with your branch or on the official website.
4. Missed call service
You do not need internet for this. Make sure your registered mobile number is linked to your account, then give a missed call to the bank’s official missed call number. The call ends automatically after a few rings and you receive an SMS with your balance. Get the number from your branch or the bank’s website.
Stay safe
- Use only the official website and app.
- Never share your password, PIN or OTP, even with someone claiming to be from the bank.
- Keep your registered mobile number up to date with the bank.
The bottom line
Whether you prefer the app, net banking, SMS or a quick missed call, UBGB gives you an easy way to keep track of your money. Pick whichever suits you best.









